Our Services
Residential Loan
Whether you are looking to purchase or refinance a property, we can find the right option for you and ensure tailored solutions that match your financial circumstances and your goals.
Commercial Loan
We can help arrange all of your business lending requirements including purchase of commercial property, refinance of existing bank facilities, business acquisition, etc.
General Insurance
With access to a large range of products from leading Australian and international insurers, we provide tailored advice to suit your personal or business insurance needs.
Wealth Management
We partner with industry leading financial advisors in Australia and overseas to help you achieve your wealth goals including investing strategies, tax planning, risk management, retirement planning and estate planning.
Why Us
Lizzy Zhang has been working at financial industry for over 15 years since graduating from university. She worked as Financial Planner, Relationship Manager and Bank Manager at Banks of Communications in Shenzhen China, Westpac and Bank of China in Australia.
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Lizzy is an accredited Certified Financial Planner and mortgage broker. She is a member of the Financial Planning Association of Australia (FPA) and the Finance Brokers Association of Australia Limited (FBAA).
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Lizzy loves to help customers achieve their financial goals at her work. However even the major banks can only offer customers their own products which means the customers might potentially miss out the products are better suited to their need. That’s why she decided to found Ruby Gem Financial which truly present the options and the facts, to help customers secure the right financial products.
